BANKING

Understand how payment defaults ripple through securitised loan markets, altering valuations, structures, and investor appetite.

Explore which investment types maintain robust, after-tax real returns across economic cycles

Underwater mortgages can trap homeowners and erode wealth

Find out how financial regulators assess long-reset ARMs in stress-testing scenarios, and what key metrics they use to determine stability.

Understand the true nature of partially amortising loans

Borrowers often fail to anticipate steep increases in monthly payments during interest rate resets, leaving them financially vulnerable.

Explore how interest charges on automatic premium loans can significantly impact the growth and sustainability of your life insurance policy.

How the Asian Development Bank and China’s Belt and Road Initiative differ in funding models, development goals, and strategic outlook.

Explore how refundable tax credits influence employment decisions.

Discover how second-lien risks affect loan pricing, investor demand and overall market appetite.

We explore if conventional credit score systems disadvantage certain communities—and what's being done to level the playing field.

Explore how wealth-based taxes compare to income taxes in fairness and distribution

Lenders tighten credit standards when delinquency buckets rise to reduce risk and maintain stability in lending portfolios.

Understand the influence of tax mechanisms on the actual income left in consumers' hands after taxes, known as real disposable income.

Understand how reset intervals influence ARM loan pricing and investor decisions

Understand how BBSW underpins financial contracts in Australia and provides a critical benchmark for pricing loans and derivatives.

Homebuyers turn to assumable mortgages to lock in low rates amid rising interest costs

Understand the maths behind after-tax contributions and why they may outperform pre-tax saving under certain tax and income conditions.

Navigate the complexities of the pro-rata rule, optimise your Roth conversions and steer clear of costly tax errors.

How to time your conversions for better results in volatile markets. Explore smart strategies to enhance trading efficiency and minimise risk.

Explore whether mortgage rate buydowns are deductible as prepaid interest or if other tax treatments apply.

Is financial education more vital than income for investing?

Explore the pros and cons of reforming or abolishing the Alternative Minimum Tax (AMT), its implications, and expert insights.

Discover how new financial technologies, regulatory frameworks, and AI-driven platforms are transforming ARMs into safer choices for homeowners.

Understand the fairness and accuracy of property tax assessments and how they impact homeowners and municipalities.

Adjustable-rate mortgages gain traction among new generations

ABV professionals bring vital insight to the nuanced valuation of AI-focused and digital-native firms.

Are APLs providing financial clarity—or concealing critical issues?

Homebuyers are zeroing in on assumable loans as mortgage rates soar. Is this fuelling unfair competition in tight housing markets?